You are not alone. And there is no reason to be anxious. Buying a home is a wonderful decision. And can be a fun and rewarding experience There is nothing like that feeling of knowing its yours. There are any number of very good agents here in the Jacksonville market that will be willing to help guide you through that process and I count myself as one of them. And I would be happy to answer any questions you may have w no strings attached. So feel free to call if you would like.
We work as a husband and wife team, both born and raised, life long residents of Jacksonville and can assist you with your home search. We know the Mandarin and surrounding areas very well !
Please contact us anytime so we can talk. We offer a FREE Buyer's consultation on home buying and will walk you through the steps of purchasing a home and obtaining a mortgage.
The mortgage broker will talk to you about the price of home you will qualify for to purchase and will break down all the costs for you as far as your monthly payment, closing costs and out of pocket money you will need to purchase. They can recommend what you can do to boost your credit scores and will tell you where to start. They can give you a FREE pre-approval with no obligation.
Call us today so we can talk.
Bill and Nina Bay
We look forward to talking to you and helping you with your home search.
To take the SCARY out of the equation do the following:
1. Contact the bank or credit union with which you work....this is your FIRST contact. If they do not have a lender or a lender with which you "gell"....contact HICKORY DELEGAL. Hickory takes the "scary" out of home buying and/or selling. He will recommend a lender with whom you will be compatible....this lender will GUIDE you EACH STEP of the way...as will HICKORY. The lender will advise you on which debts to pay off first....they will help you form the corrent wording for letters concerning tardy payments....when you get the CORRECT GUIDANCE ...scary will not be part of this plan.
2. Work with Hickory to explore all your options...he will explain the short sales....how to secure the repossession (IF that is the logical step to take...it is not always the best way)....and will help you identify possible pitfalls. Hickory works with a TON of first time homebuyers and makes buying a home more FUN than fearful.
3. These two people...plus the closing agent (usually a title company and/or attorney) will work with you as needed...at your convenience...and will CARE about YOU and your questions...concerns....and needs.....every step of the way...they will explain in simple terms and help you reach YOUR GOAL.
Good Luck in your QUEST....take a DEEP BREATH....You are NOT ALONE....We are here to HELP you ......
Hickory Delegal firstname.lastname@example.org 463-5664
"The Real Estate lady"
Oceanside Real Estate
(904) 732-PACK 732-7225
Have a Great Day
Give me a call at your convenience and let's make this happen. There are some opportunities for first time home buyers that not all lenders have right now.
ROSINA EISENMANN, Realtor
WATSON REALTY CORP
2490 MONUMENT ROAD
JACKSONVILLE, FL 32225
cell - (904) 482-8666