Home Buying in Jersey City>Question Details

Kim Gorode, Home Buyer in Jersey City, NJ

Looking to buy my first condo. Any nice places (2br/2ba) to live in downtown Jersey City, with a relatively easy commute to NYC that are under 450k?

Asked by Kim Gorode, Jersey City, NJ Tue Nov 29, 2011

Looking for an FHA approved building or a place to get an FHA spot loan. I would like the building to have some amenities or a low maintenance fee. I am a female, so I'd like the area to be safe and to be within a 10 min walk to the PATH train. Is this doable?

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Answers

11
I ended up purchasing at Dixon Mills. Thanks for everyone's help.
0 votes Thank Flag Link Wed Apr 11, 2012
Hi Kimberlygo- I am considering renting a 2 br in Dixon Mills. I was wondering if you could share how you like living there? Thanks!
Flag Mon Jun 18, 2012
i'd advise you to go see Brian at Boyne Realty on Grove Street (right by PATH)--he lives in the nabe and knows everything and is a really good guy. he helped me figure out my first condo purchase and several people i know.
0 votes Thank Flag Link Wed Feb 15, 2012
Were you able to find anything? Regards,
0 votes Thank Flag Link Mon Feb 13, 2012
Wondering did you ever see anything that matched your criteria..
inventory is low..
here is another link to compare homes in addition to the ones the
awesome local agents already gave you.

This list includes,.. short sales and foreclosures..
also feel free to click on the market insider..to see what these condos are actually selling for..

http://www.gardenstatehomesearch.com/listings/propertytype/C…

Linden Moe
America's Elite Real estate

201-839-4927
0 votes Thank Flag Link Fri Jan 6, 2012
Kimberly,

There are 26 that meet your particular criteria. To see the list paste this URL into your browser and save it:

http://www.davidleonard.biz/downloads/FORKIMBERLYGO.doc

That document contains a link to all 26. As with every Realtor that answers your question here, please contact me if you have further questions, or would like to see any of the properties in the link.

Best,

David Leonard
Weichert Realtors
NJAR Circle of Excellence
CBRANJ Million Dollar Club
Weichert Executive Club
(718) 915-2855 (cell)
(201) 333-4443 (office)
http://www.davidleonard.biz
dave@davidleonard.biz
0 votes Thank Flag Link Tue Nov 29, 2011
Hi Kimberlygo, congrats on taking the leap! Single females make up 23% of the first time buyer pool, more than single men!

Before you go out on a search for a home you need to know a few things.
As far as FHA, there is no such thing as spot approvals anymore. In order for you to buy FHA, you must buy in a FHA approved building, and there are few.

A single family home can be 'spot approved' as you say. But a condominium must be a blanket FHA on the whole building otherwise you cannot get FHA financing.

Also, did you know that you might be able to qualify for financing with just 5% down?

Last, here is a link with a current list of JC approved FHA building where you'll need to focus your search if you choose to buy through FHA.

https://entp.hud.gov/idapp/html/condo1.cfm

There is a beautiful new project that would have been great for you, but it looks like all of their two bedrooms just sold out, but they were in your price range so it can be done!


Please feel free to reach me if you need some help!
Best of luck!!
0 votes Thank Flag Link Tue Nov 29, 2011
We Should be3 able to find something for you at that price. I am a long time Jersey City resident and would be glad to help you find your home. Please contact me at 201-780-6594 or diane@jerseycityhomes and I can link you with everything that is available in your price range.

Looking forward to hearing from you.

Diane Maxon
0 votes Thank Flag Link Tue Nov 29, 2011
Hi Kimberly,

Its rare, but possible...

Below is link to a great 2BR/2BTH in the Paulus Hook/Exchange Place area. Full service doorman building with gym, etc. It just came back on the market last week:

http://hudson.fnismls.com/publink/default.aspx?GUID=e03a9dd9…

Let me know if you have any questions, or are interested in taking a look.

Best Regards,
Chris

Chris Amberg
Weichert Realtors
Exchange Place Office
Jersey City, NJ 07302
Cell: 917-428-8317
Email: camberg@weichert.com
Weichert Ambassador's Club 2010
NJAR Circle of Excellence Silver 2010
http://www.6thBoroughRealEstate.com
0 votes Thank Flag Link Tue Nov 29, 2011
It is doable! I have a couple of properties in mind...Contact me at your convenience if you'd like to schedule an appointment; I'd be happy to help...
0 votes Thank Flag Link Tue Nov 29, 2011
Hi there,

Yes, there are some really great 2 bedroom/2 baths currently on the market. I could send you some listings for you to review. I currently live in Jersey City myself so I completely understand your requests. Send me an email with your information so I can get some information to you right away.

I look forward to hearing from you!
Danielle DeAngelo
RE/MAX Villa Realtors
306 Grove Street
Jersey City, NJ 07302
201.390.9839
MyRealtorDanielle@gmail.com
0 votes Thank Flag Link Tue Nov 29, 2011
Hello Kimberly,

I would be delighted to help you. Please give me a call or send me an email.

Sincerely,
Nora O'Rourke
Liberty Realty LLC
43 Montgomery St
Jersey City, NJ 07302
noraorourke@gmail.com
OFFICE 201 332 3999
MOBILE 201 679 8378
0 votes Thank Flag Link Tue Nov 29, 2011
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