Home Buying in Miami>Question Details

Mlaurie68, Home Buyer in Miami, FL

Looking to buy a house in Miami. Had a bancrypcy 1.5 year ago, need adviceon lown or owner financing.

Asked by Mlaurie68, Miami, FL Mon Jun 16, 2014

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Number of factors to look at. We have a complete checklist in our home buyer ready packet.
Call for more details.....305-652-9343
0 votes Thank Flag Link Mon Jul 28, 2014
Actually, new programs could be help you with your purchase, probably we could help you with this
information. let me know how can I help you.
0 votes Thank Flag Link Thu Jul 17, 2014
A mortgage broker will be able to detail if able to work with you at the present time. As far as owner financing, option is like the needle on the haystack.
0 votes Thank Flag Link Fri Jul 11, 2014
There is an FHA option with greater than 12 months after foreclosure but less than 24 months. Feel free to call me and I can walk you through a quick pre qual.
0 votes Thank Flag Link Thu Jul 10, 2014
lenders may be willing to work with qualified borrowers after the FHA two-year minimum for Chapter 7, but it is important to note that the required waiting period begins from the time the bankruptcy is discharged--NOT the time the bankruptcy is filed.
0 votes Thank Flag Link Mon Jul 7, 2014
Hi dear,
After your bankruptcy was discharged, were you able to get a credit card? Even prepaid credit card? Also if you can get someone with good credit history with a credit card for more than 6 months, and have them add you on it. It would help you. If you want more info, send me a message.
0 votes Thank Flag Link Tue Jun 17, 2014
Hi I saw your answer, in my case my discharge was 4 years a go, also have a credit card for the last 2 years, need a little advice to not make any mistake
Flag Sun Aug 17, 2014
Rather than talking to Realtors, it will probably be best to talk to a mortgage broker. It may also be smart to talk with a credit counselor to start improving your credit score now, so when you're ready you can qualify for a better interest rate.
0 votes Thank Flag Link Tue Jun 17, 2014
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