Good morning! Saw Creek Estates does have rules & regulations and of course dues! Most people do like to be outside of a development so that they don't have rules nor pay dues. The situation in today's current real estate market is that you can get MORE home for your dollar inside a community, however, if that is NOT what you are looking to do then you need to understand the market OUTSIDE of developments. Feel free to give me a call or email me at firstname.lastname@example.org. Thank you, Barbara Garris, Associate Broker, RE/MAX Results, 570-992-2700/570-856-1617.