Congratulations on your decision to move to Tampa. You should be able to find a home like you are describing with an experienced agent. Please check out my client reviews.
If you have not found and agent yet, I know I can assist you, so just give me a call. Have a great day.
Dao Alderman, CPMS, CSP, CRE, TRC, ACP
Keller Williams Realty New Tampa
I would suggest looking in Lutz.
If you would like to search "like a Realtor", you're welcome to sign up for a free Listingbook account on my website:
Also I have to comment that there are some agents that will contribute part of the Seller paid commission to you without requiring you to work with a possibly costly lender. Some lenders will charge extraordinarily high "lender related" (garbage) fees so any incentive offered by your Realtor may get eaten up by the "required" use of an overpriced lender. So in effect the Realtor would be giving up her commission to your lender! To search for a mortgage I would highly recommend visiting:
All the best,
Alma Rose Kee, PA
Future Home Realty
BEFORE READING, know that this is no different than what realtors do when they refer buyers to their â€œPreferred Lendersâ€ in order to help them obtain the best rate and/or lowest Points.
Knowing what I know as a very Experienced Florida Mortgage Broker and Investor, I would never simply Forfeit 3% (3 points) of my potential Tax Free Home Equity in real estate commission Points when buying a listed Florida property.
EX: $400,000 sales price x 3% buyer's agent = $12,000 of otherwise forfeited home equity.
Like most, with some exceptions, I feel that real estate commissions are very high on any property over 200k! Whether buyers are in complete denial or uneducated about the truth of the matter, real estate commissions are in effect the buyerâ€™s Forfeited Home Equity.
Question for anyone claims different: After a buyer negotiates their lowest price on a listed property and if then the seller were to not have to pay 6% of that sales price to the realtors (3% to listing agent and 3% to buyerâ€™s agent) and could then drop the sales another 6%, who then is really paying the realtors in the form of Forfeited Equity? The Buyer!
Why would a Mortgage Broker be doing this? Helping my borrowers obtain such a substantial Saving in otherwise Forfeited Home Equity makes me a much better deal right out of the gate vs. other Banks or Mortgage Brokers!
Why would my Realtors Partners agree to do this for my Pre Approved buyer referrals? Why not? They are Real Estate Brokers and Realtor partners who are on a No Split commission, in other words they donâ€™t have to split the 3%. Because they donâ€™t have to split the pie, they are willing to share it with my Pre Approved Buyer Referrals in the form of Realtor Credit to my Buyers at closing!
See these examples of Realtor GFBs (Good Faith Bids) to earn your business:
$150,000 purchase up to $1,500 Credit to Borrower
$250,000 up to $4,000 Credit
$500,000 up to $10,000 Credit
$1,000,000 up to $20,000 Credit
$1,500,000 up to $35,000 Credit
$2,000,000 up to $40,000 Credit
Most would agree, this is a lot better than a re-gifted bottle of wine and hug from a realtor at closing!
This effortless savings can be used in conjunction with the Loan Programs you'll see at http://www.Pro-Option.com including the new ====STATED INCOME ALT==== programs for Self Employed borrowers who need flexibility here in 2014.
If any of the Professional and Knowledgeable Realtor Partners who offer this saving to my buyer referrals don't EXCEED my buyer's expectations, just like any realtor, the buyer can simple choose to work another!
If you'd like a Realtor GFB (Good Faith Bid) on any listed Florida property please email me at: Steve@Pro-Option.com or call me at 888 662 4404
Pro Option Mortgage
Ph:888 662 4404
Prior Service U.S. Marine Corps
I've written a best selling book called Buying a Home: Don't Let Them Make a Monkey Out of You. It'll teach you how to buy a home without getting ripped off.. Follow the link below.
Best of luck!