Home Buying in 32828>Question Details

Melissa.rodr…, Home Buyer in Orlando, FL

Looking for a recommendation for a Mortgage lender to try to get a pre approval on my first home. I saw a house that I am highly interested in

Asked by Melissa.rodriguez, Orlando, FL Wed Apr 10, 2013

and would love to know if I could pre qualify. It is in the 32828 zip code

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Answers

13
Lowell Sterling’s answer
Going shopping for a mortgage. It may seem backwards to shop for a mortgage before you shop for the house, but there are several reasons for doing this. Shopping for a mortgage will also help if you can get “pre-approved” for the amount you’d like to borrow. This means the lender has looked over your credit and financial statement and agreed to lend you the money. Sellers like pre-approved buyers because there’s less risk the deal won’t go through. First, you’ll find out how much you can borrow, which has a lot to do with how much house you can buy. Get my top 25 Questions for FREE that you should be asking your lender before you choose them to secure a mortgage.

Whether you’re, buying, or building your dream home, you have a lot riding on your decision. Market conditions and mortgage programs change frequently, and I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. I have the expertise and knowledge to help you determine the absolute best loan program to meet your objectives. Are you utilizing another lender services and want to compare Rates and Fees, Yes I will match any Lender that will give you a guarantee Good Faith Estimate in Writing.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations.. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

I look forward to working with you!

Lowell Sterling
Mortgage Banker
NMLS# 968898
LSterling@englending.com
16800 N. Dallas Pkwy, Suite 290 | Dallas, TX 75248
Office: 972-646-2411 | Cell: 214-418-7022 | Fax: 214-614-4637
Bank of England /dba ENG Lending: NMLS# 418481
0 votes Thank Flag Link Wed Apr 10, 2013
If your still trying to get approved I would be happy to refer you to a few lenders that can help you.
1 vote Thank Flag Link Mon Oct 14, 2013
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See programs 1-5 below, then contact me to talk about how to minimize payments and reduce out of pocket costs.

1) 100% LTV- VA / (VA Jumbo @ lower ltv)
2) 100% LTV- USDA/12 mo. into Chapter 13 BK…OK Too
3) 99% LTV- FHA / (FHA to 580 score @ lower ltv)

4) 97% LTV- No monthly MI- w/No FHA 1.75% Fee
5) 95% LTV- CONDO
6) 90% LTV- No PMI -2nd Home
7) 90% LTV- JUMBO
8) 85% LTV- No PMI - Super Jumbo
9) 80% LTV- Invest./Rental
10) 75% LTV- Foreign Nationals
STATED INCOME ALT up to Super Jumbo
http://www.StatedIncomeALT.com

11) 90% LTV- SHORT SALE, BK, FORECLOSURE Forgiveness
12) 80% LTV- FIX n’ FLIP Invest. Prop.
13) 70% LTV- Soft and Hard Money
14) LOT/VACANT LAND LOANS
15) COMMERCIAL PROGRAMS-available nationwide

Go to: http://WWW.PRO-OPTION.COM or call 888-662-4404

Steve McRory
Pro Option Mortgage/ Florida
steve@pro-option.com
#204296

Prior Service U.S. Marine Corps
====
1 vote Thank Flag Link Mon Aug 5, 2013
Randy Roberts stop spamming Trulia. The Lendersnetwork is a scam buyers beware. They hire people to creat fake profiles and spam Truila.

Look at Randy Roberts profile. He has 100s of spam comments left on blogs.
0 votes Thank Flag Link Thu Oct 31, 2013
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. I introduced a loan program at http://www.cfsflex.com, they allow a mortgage after a foreclosure, short sale, or bankruptcy. There is only a six month waiting period. This is perfect for individuals looking to become homeowners again.
0 votes Thank Flag Link Sun Aug 4, 2013
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Vincent Warren Paige, Jr.
REALTOR® | RE/MAX Showcase
Certified Broker Price Opinion Registered Agent (BPOR)
8934 Conroy Windermere Road | Orlando, FL 32835
Direct: 407.256.8190 | Fax: 407.264.8073
E-mail: vpaige1@yahoo.com
0 votes Thank Flag Link Wed Apr 10, 2013
Hello Melissa,

I'm a representative for CRL Home Loans inc. We are a brokerage with over 70 different lenders. Our guidelines allow us to originate loans with borrowers with credit scores as low as 580. Manufactured homes, private money loans, and extenuating circumstances loans. We are a very lenient brokerage and would be honored if you give us the chance to earn your business.

Thank you,

Marques Johnson
LOA
CRL HOME LOANS INC
253-830-2574
MJOHNSON@CRLHOMELOANS.COM
0 votes Thank Flag Link Wed Apr 10, 2013
Melissa,

There are many good mortgage brokers. I can help you find someone that will do an awesome job for you. Since one mortgage broker may be a better fit for you than another, I would like to speak to you with some of your particular needs. I would need to know how you will finance and where you are requesting the home of your dreams to be located.

Give me a call and I will help.

Gloria Gibson, PhD, Realtor, CDPE
Exit Realty Central
Maitland, Fl 32751
407 234 4323
0 votes Thank Flag Link Wed Apr 10, 2013
Hi Melissa:

I have a lender who has closed 100% of the loans that he has qualified for us. They have been top producers & mortgage award winners for years so you will be in good hand. Feel free to send me an email so I can send their info to you along with their application.


Abraham Bidhendi
Top Producer Realtor® with over 26 years of experience
Awarded as Exit's TOP Buyer side Transactions for the State of Florida
We have had 142 successful transactions during the past year alone.
Exit Realty Access, LLC
Direct: (407) 744-2533
Fax: (407) 444-9925
Email: REOsofflorida@msn.com
Website: http://abidhendi.orlandopropertiesonline.com
Kissimmee Office: 391 N. Main St., Kissimmee, FL 34741
Altamonte Springs Office: 660 Palm Springs Dr., Suite D, Altamonte Springs, FL 32701
0 votes Thank Flag Link Wed Apr 10, 2013
I have a few that I can reccommend. They have excellent products including no PMI loans where you can pay down as little as 5% and still not pay any PMI!!! Call or email me and I will forward them along. Best wishes!:)

Karen Weathers, REALTOR
Charles Rutenberg Realty
407-618-6727
environ0103@hotmail.com
http://www.orlandorealtorservices.com
0 votes Thank Flag Link Wed Apr 10, 2013
Melissa,

I work with several lenders and would be happy to refer you, Please email me at THOYT@prutropical.com or call me at 813-352-6219

Tracy Hoyt
0 votes Thank Flag Link Wed Apr 10, 2013
Hi Melissa,

Please feel free to contact me directly. I have a mortgage broker that I've sent all my buyers to for several years, and she is VERY GOOD. Carlrealtycenter@aol.com

Regards,

Carl Head
Realy Center-Orlando
0 votes Thank Flag Link Wed Apr 10, 2013
See programs below, then contact me to talk about how to minimize payments and reduce out of pocket costs.

1) 100% LTV- VA / (VA Jumbo @ lower ltv)
2) 100% LTV- USDA/12 mo. into Chapter 13 BK…OK Too
3) 99% LTV- FHA / (FHA to 580 score @ lower ltv)

4) 97% LTV- No monthly MI-No FHA 1.75% Fee
5) 95% LTV- CONDO
6) 90% LTV- No PMI -2nd Home
7) 90% LTV- JUMBO
8) 85% LTV- No PMI - Super Jumbo
9) 80% LTV- Invest./Rental
10) 75% LTV- Foreign Nationals

--------STATED INCOME ALT up to Super Jumbo-----------
http://www.StatedIncomeALT.com
11) 80% LTV- FIX n’ FLIP Invest. Prop.
12) 75% LTV- Foreign Nationals
13) 75% CLTV- Short Sale, BK, Foreclosure Forgiveness
14) 70% LTV- Soft and Hard Money
15) LOT/VACANT LAND LOANS
16) COMMERCIAL PROGRAMS-available nationwide

Go to: http://WWW.PRO-OPTION-COM or call 888-662-4404

Steve McRory
Pro Option Mortgage/ Florida
steve@pro-option.com
#204296

Prior Service U.S. Marine Corps
====
0 votes Thank Flag Link Wed Apr 10, 2013
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