Iris, They are out there! I can find you one, give me a call and we'll discuss some price criteria- then I'll go to work for you! I do suggest you make certain to do this right, so that you are protected. I recently had a call from a woman who was 9 months into a lease option, had put 18K down, was MORE than covering the mortgage, and was served with notice of auction on the property! The owners had not been making payments the whole time she was in! No one had helped her with the transaction, and she was out of ALL of the money! You want to make certain it is structured to protect you and your investment!