Home Buying in Austin>Question Details

Jon Huffingt…, Home Buyer in Austin, TX

Looking for a good lender

Asked by Jon Huffington, Austin, TX Wed Sep 18, 2013

I've asked a couple of questions here and have always gotten good advice, so I thought I'd try again. I have been casually looking for a home online for a few months and now I'd like to get serious and get pre-qualified. I have up to 50% to put down (limit is $150k), good debt to income ratio, okay credit score (720) and a good income. What I really want is a cheap rate from a reputable company that can do either a house or a condo. Any suggestions?

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Answers

18
Brian Nguyen’s answer
The fact that you have a high down payment, credit score and debt-to-income ratio will already make your interest rate relatively low. Now I recommend you shop and call around to find a lender that best suits you. If you want you can contact me and I can try to connect you with a lender in your area to help you get the best rates and service possible. Good Luck! Brian Nguyen Sr. Mortgage Banker NMLS # 659743 Phone: 949.667.2887 brian.nguyen@nafinc.com
0 votes Thank Flag Link Wed Feb 19, 2014
http://www.austin-home-hunt.com/featuredpartners/

Here are three exceptional options.


Bryan Treat
bryantreatatx@gmail.com
1 vote Thank Flag Link Wed Sep 18, 2013
When you're qualified, please contact me to start your search! We'd love to help you. Check out http://www.paigeandbryan.com to find out more about us.
Flag Wed Sep 18, 2013
Hi Jon,

Want a trustworthy lender with excellent customer service?

Want a low rate in addition to low fees or no fees?

Want to close quickly?

Want access to decision makers that use common sense underwriting?

Please keep me in mind for any of your mortgage needs or questions. I have an A+ rating on the BBB and some of the lowest deliverable rate and fee combinations in the country. If you are interested in an honest and highly recommended Mortgage Pro please contact me.

Home of the 30 day purchase guarantee!

All the best,

Fritz Walter
VP of Retail Sales
Toll free: 800-359-1996 x551
Direct: 203-783-4551
Email: fwalter@totalmortgage.com
Alt email: fritz@post.Harvard.edu
NMLS ID: 387922
Visit my webpage: http://www.totalmortgage.com/bankers/fritz-walter/
Company Website: http://www.totalmortgage.com
Total Mortgage Services, LLC - NMLS #2764
Licensed in: CT, FL, MD, NJ, NC, SC, TX, VA
0 votes Thank Flag Link Thu Sep 19, 2013
Hello Jon,

I am a wholesale mortgage broker who works with all of the top lenders in the country. Because I work at the wholesale level my offerings are far below what a retail bank can offer. I have refinanced many Chase, BofA and Wells Fargo bank employees if that gives you an idea of what I can offer.

If you would like to talk about your situation please let me know. You can see some of my client reviews on this website as well as on Zillow under my mortgage broker profile. I also have a Real Estate license as well.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: http://www.AustinListed.com | http://www.360LendingGroup.com
0 votes Thank Flag Link Thu Sep 19, 2013
Let me know if you are still looking for a good lender. I have worked with these lenders and they are good honest people. They will also give you options. I also know of a real good agent in Austin that I personally have worked with. Give me a call at 469-371-2899 if you are interested in any of these contacts.

Susie Kay, Realtor®
GRI, CHMS, SFR
Residential/Commercial/Investment
English-Indonesian-Hokkien
------------------------------------------------------------------
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240
469-371-2899
susie_k@att.net

http://www.dfwdreamhomes.net

Servicing your real estate need is my priority!
0 votes Thank Flag Link Thu Sep 19, 2013
Hi Jon,

Great question! Selecting the right lender can make all the difference in the world. I have three great lenders I have worked with for years and have helped many of my clients, even myself!

All offer in house financing and underwriting which makes for a smooth, quick transaction.

Matt Guley
United lending
512.422.9788
http://www.GuleyMortgages.com

Jonathan Gifford
Standard Pacific Mortgage
512.506.4081

Jan Hill
512.431.5223
http://www.JanHillMortgage.com

Good luck and let me know if there is anything else I can help guide you on.

Gregg Klar
http://www.GreggKlar.com
0 votes Thank Flag Link Thu Sep 19, 2013
I have a fantastic lender that will do either house or condo for you. You may contact me and i'll be happy to give you his information.
Rita Snyder, Realtor
Keller Williams Realty
512-468-2867
0 votes Thank Flag Link Thu Sep 19, 2013
Hello Jon,
My suggestion is Joe Kralik. I have known Joe for 10+ years and I think he's one of the best for may reasons.
Branch Manager, NMLS#251080 - Weststar Mortgage Inc.
9442 N. Capital of Texas Hwy, Bldg 1, Ste 500, Austin, TX 78759
office: 512-343-3610 - cell: 512-431-1095
fax: 800-373-1681 - email: joekralik@weststarmortgage.com

Hope it helps & best wishes.
0 votes Thank Flag Link Thu Sep 19, 2013
My co-workers at PrimeLending (very big presence in Texas) should be able to put a competitive offer together for you and we're definitely a known company. You can look up a local branch to contact at PrimeLending.com
Web Reference: http://RobWeber.com
0 votes Thank Flag Link Thu Sep 19, 2013
Congratulations on taking the first step to owning your own house. It is a great feeling, and a great achievement, isn't?
I would advise you with this lender. He cares about his client, and I believe he will be able to take care of you. Good luck!
Lou Sanchez, Mortgage Banker
The Federal Savings Bank | 300 N. Elizabeth Street, Suite 3E | Chicago IL 60607 | USA
Cell: (512) 512-2998
direct: (443) 537-9772
fax: (512) 831-3232
email: lsanchez@thefederalsavingsbank.com
web: http://www.thefederalsavingsbank.com/lousanchez
NMLS# 322779
0 votes Thank Flag Link Thu Sep 19, 2013
Call this local Austin lender from Gold Financial Services, he can supply most available loan programs starting at just a 580 credit score:

Larry E. Burklow 512-686-6878
0 votes Thank Flag Link Wed Sep 18, 2013
Call Mark Abernathy of Capstar Lending 512-924-5699 if you want great service and a competitive rate and fees. He knows his stuff - very experienced. You will be in good hands with Mark.

I'd like to congratulate you for planning ahead. Pre approval is an important step and will allow you to make a strong offer in this fast moving market.

Feel free to call, text or email with any questions.

Best Regards,
Claire McIntyre, Broker / Architect / Builder
512-699-9912
claire@mmirealestate.com
0 votes Thank Flag Link Wed Sep 18, 2013
PS-Each of the lenders I use is local, does their loans in house so they have more control, and they finance both houses and condos. Also, they consistently beat most other lenders overall with rates, fees, etc. Joe

Joe Jarusinsky, Realtor/Master Instructor, Keller Williams Realty, Austin's #1 Real Estate Company, Call 512-261-4415
0 votes Thank Flag Link Wed Sep 18, 2013
Jon, I believe I have answered each of your questions thus far. Not only do you need a good lender, but you need a good Realtor to help you as well. As I mentioned in one of my earlier answers today, I would be happy to represent you at no cost to you, have a great team of lenders, inspectors, title people, etc. who assist us throughout the entire process. I do not charge anything for my services, and my lenders do not charge my clients anything for the pre-approval process. They also give my clients preferential treatment as far as fees and rates as I give each of them a few million dollars worth of business each per year. I happen to be one of the top hundred or so agents consistently in the greater Austin area.

Please give me a call at your earliest convenience and I will be happy to talk with you briefly and determine which lender might be the best fit for you and your situation, and also if we might be a good fit to work together as well. I will be unavailable tomorrow until about 1 PM, but should be available after that. If you call and I do not pick up, please leave a message and the best number and time to reach you at, and I will do my best to accommodate. Thanks! Joe

Joe Jarusinsky, Realtor/Master Instructor, Keller Williams Realty, Austin's #1 Real Estate Company, Call 512-261-4415
0 votes Thank Flag Link Wed Sep 18, 2013
Hi Jon
my favorite lender is Efrain Moya, with Amera Pro. You will have your lender, processors and underwriters all in the same city!
Efrain Moya
512-626-5663

Best wishes
Melissa Galvan
KW Realty
512-774-5735
0 votes Thank Flag Link Wed Sep 18, 2013
Thank you very much for the Recommendation Melissa!! Jon the best number to reach me at is 512-300-6767. I'd be happy to help!!
Flag Wed Sep 25, 2013
Web Reference: http://Mister512.com
0 votes Thank Flag Link Wed Sep 18, 2013
Contact Stewart Anderson at New Horizon Mortgage. As a Realtor I always recommend 2-3 lenders and I have only had 1 client ever that didn't go with Stewart. He's extremely hard working and has access to some great programs and options.

Stewart Anderson
Stewart@nhmisa.com
(512) 535-7767

Thank you,
Russell Cavin
Uptown Realty
Russell@uthomesearch.com
0 votes Thank Flag Link Wed Sep 18, 2013
Mary Stephens at Supreme Lending 512-415-0595 or Jonathan Seal at Green Tree Mortgage 512.673.3164
If you need an experienced buyer's agent, I'd love the opportunity. http://www.LesShermanRealEstate.com
0 votes Thank Flag Link Wed Sep 18, 2013
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