I do not think Flagstar will work in this case, as I use them also.
I'll do some checking for you...
There must be minimum 1-year waiting period from the date of the short sale closing and the new application date, before eligible to close on a new property.
ï‚§ The mortgage history must be 0X30.
ïƒ˜ If any mortgage lates occurred in 12 months preceding the short sale, the Borrower is not eligible until 3 years have passed since the short sale closed.
Not sure if a 1 year waiting period helps, but if I can be of assistance on this please do not hesitate to contact me
If you need the assistance of a buyers agent please give me a call or send me an email.
Karen Paytas, GRI, CMS
Real Living Kee Realty