Some bank will find the effort on processing a $25K loan to exceed any potential profit. (Strike 2)
Purchasing a $25,000 residence can actually result in your real estate professional spending 6 to 60 hours in find and acquiring your home. The net result is they will have worked for nothing. Actually, less that nothing. The compensation won't even cover their expenses, let alone their efforts. (Strike 3)
Come to grips with this reality and confirm to your real estate professional you do understand the environment and will continue to be loyal to them. Articulate to your agent you understand the compensation structure and that your agent will not be placed in such jeopardy because YOU will make of any compensation deficiency.
Now, having completed such planning, you have a good basis for an agent to be proactive on your behalf and actually create solutions for financing and compensation. There is opportunities out there. But you must understand, this is a business not a hobby.
Take a look at what is on the market in the Tampa region by setting up your free account.
Now, the solution to your situation is unlikely to be found on the MLS. You need to be on your agents A-List. Being on your agents A-List may suggest soliciting help from other agents on Trulia places your agents efforts in jeopardy. If your agent does not have an A-List or no idea what that means....then one of the agents responding here may be whom you should be working with.
Best of success in acquiring your new residence.
NOTE: Drive into the mobile park on East Bay Drive (behind Wings). They may still be in possession of mobile homes 'given' to them by former occupants. Be aware, mobile homes have a HIGH monthly rent, but are bought and sold just like cars, not via the MLS or real estate agents. Please exhaust these options before engaging a real estate professional whose time, very likely, will be wasted.
As you may figure, not reporting income may hurt you right now. It may mean that you have to wait on your home purchase.....and report more income.
Consult with and stick with your Realtor. She is there to help you. She will earn every penny of her commission on $25000 which will amount to, in most cases, about $300.
Your best bet right now may be to simply rent and save to buy down the road. Best of luck to you.
There are several complexes that allow pets of that size in Pinellas Park but the prices are going to be higher. (Forest Lake comes to mind?) . Another option would be to find a mobile home not in a park. There are several areas north of 94th and 61st Area that have a community of mobile homes mixed in with in-fill newer homes.