First off thank you for your service! As a Reator who specializes in Military famiies, I would suggest a local bank in our area. Typically you can buy approximately 2 years from the date of your short sale. I highly recommend Queensborough National Bank- Sandra Glosser, she can be reached at 706-855-2579
If you have any additiona concerns or questions please do not hesitate to contact me via phone or email or visit my website at http://www.augustagarealestate.info
I encourage you to work with a local bank, where you can go in person and talk to the loan officer. Also, where the underwriter is in the same office and the loan officer has easy and direct access to him (her). Working with a local bank or mortgage company can make your transaction easier and faster. I recommend Georgia Bank and Trust (Melynda Clevenland-706-399-9817) and Augusta Mortgage (Kristine Brown- 706-836-4132). These two ladies are excellent and will give you good advice.
Don't hesitate to visit my website, http://www.colonoliver.com, when searching for homes.
You are not going to find a lender "specializing" in this. It will all depend on the specifications of your individual qualifications and how those then fit within VA guidelines. Like every loan program, VA has very specific rules that each lender must adhere to when approving a borrower for a VA mortgage.
If the short sale was on a VA or an FHA mortgage, then you would have to wait at least 36 months. This is because you are not able to get a governemt backed loan when you have defaulted on another government backed loan within the last 36 months and a claim was paid.
If you are looking to purchase a property, working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your mortgage options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.