I hope the information below gets you where you need to be. I would like reach out to you and ask if you have decided upon an agent yet? I would love the opportunity to earn your business and would work hand-in-hand with your lender to make the home-buying dream a reality. My information is below. I hope to hear from you!
Danielle PeÃ±a, REALTORÂ®
Keller Williams RealtyÂ® Partners
220 Heritage Walk, Suite 101
Woodstock, GA. 30188
"Helping Fulfill the American Dream...One Home at a Time."
If only her credit will be used, then only her income can be as well. Mortgage lending guidelines do not allow for the use of anyone's income who is not on the mortgage loan.
Effective January 10, 2014, the CFPB amended Regulation Z, which implements the Truth in Lending Act (TILA). Regulation Z currently prohibits a creditor from making a higher-priced mortgage loan without regard to the consumerâ€™s ability to repay the loan. This means that a mortgage company is prohibited from offering any type of Stated Income or No Doc loan to a Borrower.
If you are looking to purchase a property, working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your mortgage options. To get Pre-Qualified for your purchase, you can submit your request online at http://www.rodneymason.com to get started.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203(k) Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.