Home Buying in South Florida>Question Details

Mark, Home Buyer in Pompano Beach, FL

Less than stellar credit; 20% down--Need a mortgage

Asked by Mark, Pompano Beach, FL Fri Sep 21, 2012

Hello, 5 months ago I was pre approved for a standard or traditional loan. Since that time my pre approval expired and during that period I learned that a credit card with 0 balance received an unauthorized charge that went unpaid and led to negative remarks on my credit and closed account that caused my score to drastically change. I just found all this out bc I was trying to get approved again to buy a home I finally found. The charges have been refunded on my card but the impact remains. Can anyone help me get a mortgage with 20% down; 600 credit prior to bureau making reflection; solid income of 200K; and remaining debt being a car payment and student loans? The price of the place is 295K (will put 20% down). Time is of the essence.

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4
Mark
Have you already purchased a property? Or are you still waiting?
0 votes Thank Flag Link Wed Aug 14, 2013
I have a private money lender that will not charge you an "arm and a leg" in interest. Please visit my website http://www.UsaOwnerFinancing.com. Click on the contact us tab to receive a list of seller financed homes in the U.S. or fill out the loan application for private lending.
0 votes Thank Flag Link Sat Apr 6, 2013
Talk to a mortgage professional. They should be able o help you.
0 votes Thank Flag Link Sat Sep 22, 2012
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Mark, there are options.

I'm likely one of the best people to that you could talk with who knows what to do in your situation in S FL.

Click here and scroll down to see programs: http://www.pro-option.com

Then call me, today is Okay to call.

Steve McRory
Pro Option Mortgage/ Florida
steve@pro-option.com
http://WWW.PRO-OPTION.COM
Ph: 888 662 4404

Prior Service U.S. Marine Corps
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0 votes Thank Flag Link Sat Sep 22, 2012
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