We have a lender that will go to 580. Approval is on a case by case basis.
For your self employed borrowers, if their credit is 700 or better we have special financing for self employed where only one year of self employed income is used to qualify. This program allows for expanded debt to income ratios up to 58% and no deductions of unreimbursed business expenses when calculating debt to income ratios.
If that works for you, please call or email me. Thanks.
Anna Maria Durr NMLS 266699
2626 Richmond Ave., Houston, Texas 77098