Obligated and willing are two different things. Sellers are not obligated to pay for a buyerâ€™s closing costs. You can request that the seller help you by paying part or all of your closing costs. That is a just part of the price/terms that you include in the offer that you write. Your seller may be willing to pay closing costs based on the overall attractiveness of your offer. Payment of closing cost by a seller is one of the parts of a real estate purchase that are negotiable.
Look at the benefits of purchasing property that is already discounted below the original mortgage amount!
If you got a good deal on the home take care of your own closing costs. Trust me a year from now you'll forget all about it as you are enjoying your new home.. Good luck
Jason Stevens., GRI, ABR
One more thing, in Florida, in some counties, the seller orders and pays for title. You will have to check with someone locally to see if that is true in Dade County, as I have not done a loan in FL in quite a number of years.
Have your REALTOR advise you on the best way to proceed.
You DO have a Realtor - right? If not - get one to represent your interests.
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