Kelly,

I would also check out the discounted loan products on this website. You would need to qualify income wise and possibly some additional criteria.

http://michigan.gov/mshda

There is also a list of lenders available on the site. Or there is a list of government approved lenders on one of my sites. Scroll down the page.

Kelly, You can look thru this site, it is the site for all current Gov. loans, like the USDA. You can even answer a few questions to determine if you might qualify for a program....http://www.govloans.gov/govloans_en.portal?_nfpb=true&_p…

This site will give you links to local homebuying programs.....http://www.hud.gov/buying/localbuying.cfm
This site will let you check to see if you are eligible for any Gov. Benefits....http://www.govbenefits.gov/govbenefits_en.portal

If you haven't seen your credit reprt and would like to view it, then you might be interested in this site.
https://www.annualcreditreport.com/cra/index.jsp


Good luck, Dunes

Hello Kelly,
We have fund available for single parent's and you are just a single mothers, so kindly contact for me more info.

Kelly,

Given the rural area you are in and may be looking in, the USDA Rural Development loan may be a VERY good option for you! If you are unfamiliar, please email me and I will respond with the pertinent informaiton to help you.

Thanks!

Derek Bauer, Associate Broker / Realtor
Real Estate One
Derek@DoorToDreams.com
http://www.DoorToDreams.com

Hi Kelly! I would talk to a couple lenders in your local area. You may qualify for a Rural Development Loan which is still a true zero down program with competitive interest rates. If you qualify for an RD loan the house must also qualify by meeting certain specific criteria. Also remember if you haven't owned a home in the last 3 years you could qualify for the tax credit of 10% of your purchase, up to $8,000. Good luck!

GREAT QUESTION:

Only wish, no there is no special financing for single parents. Contact a mortgage broker review your financial records, credit scores, and debt ratio. Lenders require 3.5% or more as a downpayment.

If you are not wanting to purchase a home within next 75 days best to hold off not call a lender. Your credit will be pulled lowers scores will be lowered.

Any credit issues make attempts clear or reduce credit card balances your scores will increase HOWEVER never close a charge account it lowers your scores.

Lynn911 – ~ National Featured Realtor & Mortgage Loan Officer