There are still financing options available with 100% financing. But, your first concern should be to check with your finance company to see if you qualify. Another thing you may want to check with them with is if you can obtain financing until your divorce is final. Good Luck and do not get discouraged. If it does not happen for you right away. Put a couple dollars away here and there and you will make it happen.

No-money-down adjustable loans got the housing industry and homeowners where it is today. So I would avoid an adjustable mortagage like the plague. I would look at a fixed mortgage only.

Another idea to consider is a lease option. That way, some of your rent would be helping a purchase.

Also, the settlement and child support are important to lenders.

We are still offering no money down loans. However, your credit score needs to be at least 620 to be considered.

If your score is lower than that, FHA might work with 3% down. Then you may able to negotiate with a seller to pay all your closing costs. So 3% of the sales price is all you would need.

Yes, it is possible, however, a mortgage with no money down is a bit more risky. (Both for you and the lender). In order to qualify, you need to have excellent credit. The first step to find out if you qualify is to speak to a lender or bank who can provide you with a mortgage. I would ask several different lenders, as each will have different qualifications to which they must follow. I would also contact a local REALTOR in the area that you are thinking of moving to because they will know the reputable lenders in the area. Also they may be able to direct you to certain programs that may be able to assist you with closing costs & down payment towards your house.

Complete an application with a mortgage lender to determine your eligibility for 100% financing. 100% financing still exists, but qualifying criteria has certainly become more strict. Do you have a decree yet?

You can possibly get 100% financing. You really need to talk to a mortgage broker first and look at your cash available, present income and past financial history.