As already mentioned, the no money down USDA mortgage is a great option and the good news is Silver Springs is an area that's eligible for it. The only other concern is whether or not you qualify under the county income limits.
The other great thing about the USDA mortgage is it gives you the ability to roll your closing costs into the loan as long as the appraised value supports it AND the monthly mortgage insurance is substantially lower than an FHA or conventional loan.
Since you're transferring, it will make it easier for you buy and move but you'll be required to occupy the home within 30-60 days from closing.
Please feel free to contact me for more information or help. You can also find more information by clicking the link below to my personal USDA mortgage website.
Senior Mortgage Banker
Answer 8 simple question and the site will give you a list of possibilities.
Realty World Ballard Co
Reno NV 89509
In todays market, it is usually less expensive to own than rent. Go for it!!!