To see if you might qualify, you should follow the below link and read the Trulia Blog Can I get a Home or Am I Stuck Renting? If you meet this basic criterion, we can work with you to find you a lender and when we know what the lender is willing to do for you, we can work on finding you a home which fits that financing. We are HUD registered brokers if you are wanting to explore that $100 down program for buying government owned homes. We are also familiar with other 1st time buyer programs. If you have a full time agent with a Masters degree in Planning with Finance and over two decades of experience, working for you, you will likely do better in negotiations. I'd be pleased to provide that service. ... if you appreciate this answer, please give it a "thumbs up", or if this was the most helpful answer, please say thanks with a "best answer" click .
If you desire to live in an area not eligible for RD loans than you could begin looking for HUD homes that you can purchase for $100 down. Just be sure that your lender and Realtor are familiar with the program.