That being said, if everything else is in order and looks great, I would permit the tenant to supply a letter of explanation. There are some really bad landlords out there, and so many people share apartments with roommates in NYC that there could be a plausible explanation that you might feel comfortable with if everything else is stellar.
This is where having a trusted Broker screen your tenants might really come in handy,
No Landlords cannot report to the credit agencies.
Kathryn Lilly, Broker
Realty on the Greene, LLC