Is my PMI too high?

Meems
Home Buyer
80027

The purchase price of my home is $225,000, I am putting 10% down and the interest rate is locked at 4.875%. My credit score is 749 and the PMI on my good faith estimate is $104. All the mortgage calculaters online estimate that I should be $80-90 range. Is there any way I can lower my PMI or is that a set amount that I have no control of?

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