I suggest that my customers, clients, go to the bank that they currently use. They know you, have your accounts accessible to them and will be happy to have your loan with them. Servicing would be local, should any issues arise. Some banks still hold the mortgage. Just ask if they do.:) The Savings Institute, which has an office in South Windsor, on Sullivan Avenue, is a bank that holds paper. They are excellent to work with, too. If you belong to a Credit Union, I would suggest, that you discuss your options with them, as well.

Good Luck to You!

The most important thing is to get a GFE (Good Faith Estimate) from the lender and compare it to others. These are not "set in stone" but it will give you an idea of what the closing costs are and you can hold the lender "close" to it in case last minute "hidden" fees come up.