Minimum credit score is very strict in getting your foot in the door - Minimum credit score for getting a home loan is 600 unless you are getting a VA Loan. If you are not getting a VA Loan then minimum credit score is 600

Hello Rachel-

I would welcome the opportunity to speak with you regarding what exactly lenders are looking for in order to qualify a home purchase. It is not as difficult as you might think but your overall credit worthiness and your ability to repay the loan will be factored to determine whether or not you can be approved.

Feel free to call me if you would like to discuss your options - no strings attached, I promise.

Luke Allison
Bank of America Home Loans
828-777-8828
luke.allison@bankofamerica.com