No all lenders will answer this question the same so be prepared to talk with more than one lender. When you get a satisfactory agreement with a lender who fully comprehends your situation you can move forward.
Not all lenders have the same amount of expertise in dealing with non-routine situations. Your situations may or may not pose a hard question. Your challenge is to make sure your lender can turn your situation into a routine, undramatic transaction.
When do you both expect to receive your first pay stub? It can take 30-45 days to close, not to mention the time it takes to search for a home. Therefore, in that time frame, you very well may have as many as 4-8 pay stubs.
If you'd like, give me a call, text or email and I will connect you with a mortgage lender who can take a look at your situation to determine all your options.
Meanwhile, let me know what you're looking for in a home (e.g. minimum beds/baths, etc.) and I will show you what's available. There are some great bargains today. Some properties offer a $100 down payment incentive.
Since the Seller pays for my services, there is no cost to you for my assistance. Let me know how I can help.
Syan Real Estate
Call/Text: (505) 730-8181