I can connect you with a Credit Repair company... they have a 95% success rate and guarantee their services. Highly reputable. The consultation is free.
Send me your email address to email@example.com and I can provide you the information.
Why not increase your score to 640 so you can take advantage of the low interest rates!
Let me know if I can be of help to you.
I have a lender right now that is helping several of my clients with a score around 600. If you would like to discuss your particular situation with him give me a call and I can set it up. He just told me yesterday in discussing another client with him that he has one underwriter that could do so and with interest rates being at a record low you have nothing to lose!
Yes there are many lenders who will lend even below 600 but it wont be
the best rate. One can always work with a Credit repair company before or
after the purchase, either buy first, or repair credit after purchase and then
Lender is looking for Earnings, debt to income ratio, length of time on job
and career, retirement assets, reserves, co signer if any , and also if you have foreclosed
or done a short sale in the last few years. Or been party to one, where you were a co signer
and the primary borrower defaulted.
There is a class that will teach you how to repair your credit. I recommend it because I know the military sends their people to this organization. It is called Increasing Hope. increasinghope.org is their website.
I understand there are a few lenders that will make a loan with a credit score of 600 but they usually require a larger downpayment than the typical FHA 3 1/2% downpayment. Feel free to give me a call or email me for more details.
It may not be a high enough score to get qualified at this time. I do recommend seeking advice from a lender and I can recommend Jeff Doss at Bank of America who has helped two of my most recent clients get financed after consulting them on what needs to be done. He can be reached at 843-216-7112 or by email at firstname.lastname@example.org
Let me know if I can be of any help. Have a Great Weekend!
There's only one way to find out if you're qualified for a mortgage loan. You have to apply. You can start the process online and I would be happy to put you in touch with a qualified mortgage broker.