Home Buying in Fort Wayne>Question Details

Loveis, Other/Just Looking in Fort Wayne, IN

Is it possible to get a home loan without showing w2 forms?

Asked by Loveis, Fort Wayne, IN Fri Jan 15, 2010

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Alisha Chen’s answer
Yes, there are some banks willing to give out loans without much documentation if you have a large down payment like 40% and up. I've closed several transactions where the bank was willing to take the risk on the foreign buyer who just came to the US to work, so no W2, but with large down payment.

Alisha Chen
0 votes Thank Flag Link Fri Jan 15, 2010
yes, as long as you sign a 4506 IRS form. Which is an authorization to obtain a "copy" of your tax returns (1040).
0 votes Thank Flag Link Fri Jan 22, 2010
You may be able to use the last two years of your tax returns if can demonstrate that you are self employed
0 votes Thank Flag Link Tue Jan 19, 2010
I agree with what Alisha said. I would be more than happy to help you, I work with a few good lenders here in Fort Wayne. Feel free to contact me with any questions you may have. Thanks!
0 votes Thank Flag Link Fri Jan 15, 2010
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