1. A USDA loan that John Burke describes below
2. A VA loan if you or a co-borrower is eligible.
There may be some additional funding with grants, forgivable &/or non-forgivable 2nd mortgage loans available from your county or city that you can use with an FHA loan that only requires 3.5% down.
Good luck on your search for your purchase!
All the best,
Roswell Moore, CMPS
Certified Mortgage Planner
We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, USDA, Jumbo, Conventional, plus, we allow Escrow HoldBacks!