Home Buying in 33301>Question Details

Khaled, Home Buyer in Fort Lauderdale, FL

Is it impossible to qualify for a mortgage if i work 2 part time jobs and haven't been there for 2 years?

Asked by Khaled, Fort Lauderdale, FL Tue Apr 9, 2013

I'm a dental hygienist working two part time jobs for a total of 40 hours per week. I am on pace to make 60K this year and have an excellent credit score and very little debt. I plan on putting down approximately 25% of the home I purchase. It seems like it will be challenging to qualify but I was curious if it is actually doable. Any feedback on this matter would be greatly appreciated. Thanks in advance.

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Answers

7
You will have no problem getting a loan due to your occupation. Since we consider you a "Skilled Medical Professional", we understand you will most likely never be without employment. We also understand due to the upcoming implementation of ObamaCare, many companies are having cut the hours of employees to in order to survive the impending law. You're good to go. We are licensed in FL so if you have ANY problems, please contact us.

Best of Luck!
1 vote Thank Flag Link Wed Apr 10, 2013
You will probably qualify if you've worked in one place steadily for one year or more. However, just to make certain, please check with a mortgage broker whom realtors rely on.

Call Preston Ware at 561-329-0075 or go to http://www.PrestonWare.com

Marc Jablon, The Jablon Team
RE/MAX Complete Solutions
JablonTeam@gmail.com
561-213-6139
http://www.JablonTeam.com
1 vote Thank Flag Link Tue Apr 9, 2013
Best next action is to ask a local Mortgage Broker by clicking "Find a Pro" in the main menu at the top of this website. http://www.naplesrealestateguys.com/
0 votes Thank Flag Link Sun Apr 14, 2013
Thinking it is possible given your disclosure of debt(small) etc.
0 votes Thank Flag Link Tue Apr 9, 2013
It sounds like you have your ducks in a row. You can always go to your bank and talk to their mortgage person or you can give my in-house mortgage lender a call - Allen Robinson at 877-529-9758. If you qualify he will be able to provide you with a pre-approval letter and you will be on your way to homeownership. I am a full time Realtor in the Ft. Lauderdale and I will be happy to assist you in finding a great new place to call home.

Barbara Easton-Irvin
Atlantic Properties
954-740-7855

Start you search here at: http://www.FortLauderdaleHomes4U.net
0 votes Thank Flag Link Tue Apr 9, 2013
Hi Khaled,

To answer your question, you can qualify for a mortgage with two part time jobs and have been there for less than two years. We would need to talk and determine the next step for pre-approval. Feel free to email or call me.

Sincerely,

Matt Tarka
Licensed Mortgage Professional
Serving All of Florida
888-246-9060 Toll Free
954-605-2450 Direct
954-343-8098 Fax
mtarka@clearmortgagelending.com

Clear Mortgage Lending, Inc
5200 North Federal Hwy
Suite 2
Fort Lauderdale, FL 33308
0 votes Thank Flag Link Tue Apr 9, 2013
Hi Matt, I'll give you a call sometime today. Thanks for the feedback.
Flag Tue Apr 9, 2013
Best next action is to ask a local Mortgage Broker by clicking "Find a Pro" in the main menu at the top of this website. http://www.naplesrealestateguys.com/
0 votes Thank Flag Link Tue Apr 9, 2013
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