Your lender should be able to help you. There is credit repair and credit score restoration (there is a small fee for each credit provider) credit repair could take a little longer with a 593. Restoration is if your score is 600 or higher not all lenders have these services, so you want to find a lender that does. Sometimes it could be repaired easily and sometimes not, so speak to a lender that offers these services. Good luck.

Hi Lajuana, Bryce is correct, this will depend on "why" your score is 593....The best course of action to take is to speak with a local "reputable" lender about your financial situation. It could be an easy fix or it may not be. But a lender would be able to best assess your situation and give you a clearer understanding of your options, for FREE.
If you want to attempt to take advantage of the $8K tax credit, I suggest you do this NOW, without any further delay.

Good luck to you. Let me know if you'd like names and numbers of 3 "reputable" local lenders that I often recommend to my clients.

Yes it's possible, but it depends on why your credit score is 593. If you have a recent bankruptcy or foreclosure, you may not qualify.

I know a great lender in MD. His name is Ken Kopper with the Tenacity Group. kennethkopper@tenacitygroup.com

I have recently sold a home to a buyer who was in almost the same situation you are in. I would advise you to do your homework and research some "banks" and "reputable mortgage companies"...however, keep in mind that you might have to pay points or pmi (mortgage ins) and you may not be willing or able to pay for these fees.
Good luck
Cathy Cataletto