Your question comes down to your goal for the property you purchase. If your intent is to live in a well maintained neighborhood that protects the home values and has common areas that are maintained by charging an HOA fee and enforcing the rules, then an HOA is for you. If you prefer to keep to yourself, not worry about the neighbors houses and do not want or need a community pool, playground, etc. then maybe an HOA is not necessary. When searching for a home it is best to set goals and prioritize them. You may never find a home with everything you want but if you list what is most important, you will find the best fit quicker. Good luck with your search.