You have to determine if the home is in default or foreclosure. If the seller is in default (behind in mortgage payments) seller is still owner of the home. It maybe sellers in default sales price maybe higher than if subject is foreclosed by bank. Sellers in default may own more than the current real estate market value. If subject is foreclosed by bank lender owns the property. Lender may determine a sales price based on market value and not what is owed on property.
Gail Mercedes Cole
I would certainly recommend working with an a motivated agent with a can-do attitude who can ensure his time will be free to assist you as much as you need. Get in contact with all the agents who have kindly responded to your question and see if any of them/us strike you as someone who would be great to work with.
Best of luck
Ken Dorfman, Broker
Kenneth B Dorfman Real Estate
Feel free to check all of our profiles for the agents that answer your question here... then select the top 3 you like and then contact us (them).. then ask the home owner to work with them (us)...
You need the cooperation of the home owner... obviously :)
Ron -310 691 3759 cell