Yes, I am familiar with NACA, but mostly this people work in the West such as California, etc. This program is for low income families to buy a property with very low down payment and regardless of their credit score or mortgage history. What I also know is that they go around the country offering the program.
However, last year they had a presentation about this program in Manhattan I don't know what happened because when I found out it was late in the week so I couldn't attend of course.
Google them to get a phone number and call.
Good luck in your search.
try to google it - alot of scam - remarks???
anyways why not try for an FHA mtg - 3/5% DP do you have that much? are you a vet?
if you need a mortgage person to talk to contact me directly and I will give you someone they can hopefully help.