Partially all of Florida is in a flood zone. But, that doesnâ€™t mean that flood insurance will be required in all areas. The closer you are to the ocean or gulf, the more likely your lender will require flood insurance. On the Treasure Coast anything East of US1 will require the additional insurance. However your best source for more information regarding flood insurance would be your insurance underwriter.
Thank you for the question.
Chris J Lewis, CDPE
Atlantic Winds Realty, Inc.
Visit our website at: http://www.AtlanticWindsRealty.com or http://www.TCBankowned.com
You are paying attention to one of the most important issues facing home owners and home buyers today. Flood insurance will receive much less or no subsidies. This will result in astromonical flood insurance costs. Make certain to discuss this with your real estate professional so you can properly prepare should you choose a 'big water view' home.