The mortgage market has gotten much tighter in the last couple of years, and I have had many clients with 750+ credit scores disappointed in the low amount of mortgage that they qualified for because of their other debts.
Your best starting place is Alex Romo of Bank Corp Mortgages @773- 550-2539 He can tell you what you can qualify for now, and if you don't qualify now, he can also get you on a program to repair your credit so you can qualify in the near future (there is a cost for this, but you get it credited back to you when you use their office for a mortgage).
Please feel free to contact me directly with any other real estate questions.
Realtor -- Buyer Representative
Goodwill Realty Group
Grace can be reached at 773-983-0448. Don't worry, she won't bug you and keep calling you! :)
And I'd be happy to help you in your home search. I work with buyers whether they need to buy in 2 weeks, 2 months or 2 years. So, feel free to give me a call and we can talk about it.