It appears there might have been a fire at this property at some point. Possibly a small fire, maybe large...what did the Texas Seller Disclosure say? I would assume it has been repaired as this appears to be a surprise to you.
Your insurance agent is GOOD! They are reviewing the C.L.U.E. report. This is a data system most of the insurance companies share on properties. If there has been a claim on a property, most insurance companies will know about this even if the seller disclosure did not mention the fire. Any buyer getting ready to purchase should speak to their trusty insurance agent and have them review a "clue" report on the home.
What does it mean? Not sure what your asking... If it was repaired, your inspector will confirm if everything is put back properly. Typically a repaired home after a fire is built to todays standards and codes, but if your concerned with how it was repaired, the listing agent and the seller should be able to provide a lot of information, contractor invoices, drawings, etc. And of course you inspect, bring in your remodeler, etc to confirm everything is OK. Should not cost more on insurance so cost should not be an issues. Some people may have a stigma and may not buy a home with a previous fire...thus making it harder to resale, but if it is pretty and priced right..any home can sell (flooded, fire, foundation repair, etc).
These are some of the steps you review when purchasing. Let me know if you have a good buyers agent assisting you. Would love to help!
You might also ask the seller for documentation regarding the claim.
You might also look at the seller's disclosure.
Might be nothing....might be a new house, built where the previous one burned down.
I have a contact for you to call and ask any insurance questions. His name is Lee Patterson with Farmers Insurance. His number is 281-373-4646. Tell him Jonas Mancuso sent you. He can guide you with any questions you have.
Congrats on the new house!!