Teri, The best advice is not to talk to a realtor about your payments but your banker or mortgage broker .Programs and rates change on a day to day basis , you may be able to buy a larger property than you think or get the property your thinking about for less month to month .

If you go to my website, http://www.dianeglander.com, there is a mortgage calculator where you can manipulate the terms, rate, mortgage amount, etc and it will give you monthly payments. It is located in the "select page" tab for your convenience.
If you have additional questions, I have excellent mortgage reps I can recommend to you.

If you choose a thirty year fixed mortgage you're looking at a principal and interest payment of roughly $2000. Then whatever your taxes and homeowners insurance is for the year divide by 12 months and add that number to the $2000

Hi Teri:
I answered your question on an older account with Trulia and I would like you to have my current information.

Best Regards,
Mary Ann

Hi Teri:

I am a realtor here in Brigantine with Prudential Fox & Roach and I would like to give you some insight into your finacial question. Your payment can vary for several reasons. Flood insurance is required and can be costly if proper venting is not present to bring down the cost. Flood Insurance can run as high as $1700.00 a year but you can add flow vents and re-certify the elevation certificate with your surveyor to lower this cost. Homeowners insurance is about $700.00-$1200
per year. Depending on your credit score, your mortgage interest rate can vary. You can also pay points to lower this number as well. Your payments would be approx $2,700.00 at 5.8% 30 year fixed rate mortgage and higher side insurance estimates. This also includes your taxes in Brigantine which would run around $4,500 per year.
I would be happy to assist you with any other questions you might have. Please feel free to contact me.

Best Regards,

Mary Ann

Hello Teri,

Currently there are 98 properties (residential homes) for sale on Brigantine ranging from $249K to $475K, With such a wide variety to choose from the monthly payment could be different depending on taxes and association fees if you go condo or townhome. And then depending on the percentage rate you negotiate with your mortgage representative with make a difference on your payments also. Best thing to do is contact a mortgage representative to discuss your needs and what type of mortgage would best fit your needs and financial situation. Feel free to contact me for help with any of your real estate concerns and or questions. I would be happy to help and point you in the right direction. Good luck to you! Hope I can help!

Teri you are probably looking at a housing expense of roughly $3000/ month with a $350,000 loan amount