As the other agents said, you will only have real esate closing costs and no loan closing costs to pay. These were detemined in your purchase contract. What you're charged ranges from $0 to $2000:
-It is standard for you to pay 1/2 of the title company closing cost (sometimes your seller will pay this), $0-$140
-any HOA transfer and working capital costs (this varies greatly) ,$0-$360
-any survey you had done (optional), $250
-appraisal (optional for a cash transaction), $350
-your bank may charge you a wiring fee (Most title companies are not accepting cashiers checks now for cash transactions.), $25
On the positive side, you also are credited back:
+the prorated taxes for this year by the seller
+your earnest money
How did your settlement statement come out?
But as said before I would expect your total fees to be no more then $500 unless you manage to buy into some horrible HOA. Where are you looking to buy with the $70,000.
1/2 of the closing fee, approx $125
If there is an HOA - anything connected with that, transfer fees, working capital
Appraisal fee - if you had one done
You will receive a credit for this years taxes from the seller from 1/1/08 through the closing
Hope that helps.
You wouldn't have a fee for an appraisal unless you wanted it yourself. Same for survey. You also wouldn't be required to pay into an escrow fund for water or insurance, you'd take care of all that yourself. You should have done an inspection before getting to the closing table, so that's not really a closing cost. The seller pays for the title work.
If there's an HOA they may require some funds at closing. And some real estate companies have a transaction fee, generally ranging from $250 to $300.
I think that's it for a cash deal.