You can learn about all first time homebuyer programs by taking a HUD Approved Homebuyer education class. Currently you can receive up to $30K in assistance using a first-time homebuyer program. The amounts of assistance will vary based on your income and location of the home you purchase. Avenue Community Development Center has a great First Time Homebuyer Class. Their class runs 4 Saturdays out of each month, they have 3 English classes and 1 Spanish Class. 90% of the grant programs will require you to take a Homebuyer Education Class to be eligible for the assistance, thus, I recommend you take the class as one of your first steps so you can learn about the assistance and also take care of your education requirement all in one day. To find out more about their class, visit http://avenuecdc.org/home-ownership/pre-purchase-education/. They also offer an online version which I don't recommend if you are trying to learn about local programs. Good luck to you!
You have received many sources of information so far, I would like to add you should definitely check out the matching grant available to first time homebuyers through American Bank sponsored by the Fed Home Loan Bank. It is a 4 to 1 matching grant up to $7500. and if you stay in the home 5 years or more, it does NOT have to be repaid. It works wonderfully, and we do offer it in TX!
Jim, American Bank, 703 615 4675
There is a program through the State of Texas that gives down payment assistance to RN's which might suit you better due to your income which gives you 3% towards your down payment assistance. All of these programs have income limits and most mandate that you stay in the property anywhere from 5-10 years. Now, there's also a program that gives up to $20,000 towards your down payment and closing costs provided you stay in the home10 years and is only for select areas vs. being valid throughout the State of Texas. In addition to these programs, you may also participate in the Mortgage Credit Certificate (MCC) tax credit program which gives you up to a $2,000 tax credit each year as long as you stay in the home. As your Realtor, I would assist you through this process and connect you with an experienced lender who can handle the loan and down payment assistance and MCC programs for you, even if credit repair is needed, we will still be able to work with you and help you to get to the point where you can obtain a loan. Please feel free to call or e-mail me to discuss in greater detail.
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Mr.Roland Jones Loan offer ranging from $ 5000.00 min. to $
50,000,000.00 Max. Minimum interest rate of 3% Contact him through
(firstname.lastname@example.org) and get the following details.
Your full name :_____________
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You should talk to a loan officer, new programs come out all the time. Recently I heard there was a program called live where you work. This program was being offered to teachers, policemen, fireman and nurses.
Best of Luck!
FHA will required you to put 3.5% down and the BOND loan can assist you for your DOWN PAYMENT.
We can close you in 2 weeks, easy and smooth process. 713 894-2227
Hope your weekend was terrific. Are you ready to call me and let's get started.
Let's have a great week also and begin putting an end to leasing so you can start taking advantage of the tax breaks owning a home offers.
Very truly yours, Kathleen
1. Credit scores
2. Employment history
3. Downpayment 3.5% or more
4. JUST few concerns
Lynn911 Dallas Realtor & Consultant, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
There are so many different programs which may assist you with the homebuying process as several of the others have answered. It is heavily dependent upon where you desire to live and also, VERY IMPORTANTLY, qualification for a home mortgage where your credit weighs heavily. I can help get you in touch with a lender who offers the downpayment assistance program which would fit your needs and also provide credit enhancement if needed at no cost. Further information can be obtained through the web reference.
Just closed a new doctor out of school and they used Compass Bank. They have programs designed for those in medical field. Zero down and special rates. Job history and other issues did not apply. Contact me and I can get you with this lender and discuss your plans on purchasing.
Yes, there are programs to help when purchasing a home. If you will take the first step of trust and call me I would like to give you some guidance and help you purchase your FIRST home. There are many processes and you will want help with information that you can use and I'll help you learn along the way so you won't feel left out or left alone. There are many processes and people to work with and I'll guide you each step.
Also, with the selection of homes available, the incentive of low interest rates, and with mortgage programs for medical personell you are in a positive position for a home purchase.
You should call me, Kathleen, 281- 799-4002 and let's get started or KathleenRealtor1@gmail.com
I look forward to meeting you and helping you soon. Hope your weekend is terrific, Kathleen
here are a couple good blogs,,
best of luck. ps pay attention to the case-shiller housing index
I am a Texas Affordable Housing Specialist, ,and specialize in these types of programs. There are several programs available including assistance for down payment, monthly mortgage help, and even a program that offers 100% financing with no PMI! If you would like more information shoot me an email, and I will match you with the program that would best fit your needs. Talk to you soon...
Vanessa Castillo, Realtor, TAHS
I would be happy to assist you in looking for a home when you are ready, just give me a call or send me an email.
There are several programs, at different banks, that we can offer you. Being a nurse, first time home buyer, head of household all these facts will benefit you. Give me a call or email me for further information. This is a great time to be a homebuyer...home prices are low, and interest rates are at all-time lows!
Mortgage Banker &
Real Estate Broker
832 818 5868