Best of luck to you!
In the Bay Area, CA - it is ideal if we can present to the seller. However, many times that is not possible and the listing agent presents the offer. As a buyer's agent, I present the very best, clean, complete offer and then verbally sell my client's to the listing agent.
From the post below it appears to be area to area. I always request to present to the seller, but since the listing agent is my contact, I have follow their instruction. Demanding wouldn't work. That is one reason why it is called "cooperating broker".
Now how an offer is "presented" can vary - it may be in person (always best), via fax or scan, hand-delivered to the agent...but if you have a bona fide offer, complete with preapproval for financing, it should be communicated to the seller - low ball or not. What I will say is this - how you start the process can greatly affect the tone and the likelihood of success.
Good luck to you,
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