When you have cash, it doesn't matter what your credit is for the most part. Co-OP building sometimes have there own check out the new buyer process.
You defiantly want to repair your credit. We have had clients have great success with https://www.mynationwidecredit.com/ our contact is Todd Stern 773-862-7777. The consultation and credit report are free. Seriously, these guys are great and do a great job helping people in your situation. They set realistic goals!
In the mean time if you want you can also start rebuilding your credit by obtaining a secure credit card with whoever you are banking with. At first they may only offer you a line of $500 to $1000 or they may allow for a larger sum with a savings account that must have an agreed amount dollar amount. Use your new credit card for your everyday expenses and have the discipline to pay it off at the end of each month. This will certainly help.
When the economy fell many of us suffered some type of credit hit.
Best of luck,
Manuel Brown, Broker
Where there is a will there is a way. Give me a call if you ever need some help.
Koenig & Strey
I hope this answered your question! If you have any further questions, please feel free to contact me by the ways below.
Wishing you all the best,
De Vonte Williamson , LSA
Proudly Serving Long Island
Coldwell Banker Residential
"I Stand Behind Getting You Results!
Should you need help with locating a home and negotiating it contact me at: E: Corey@McCrayRealEstate.com, C: 312.569.9806.
Corey D. McCray
Real People Realty
Sohail A. Salahuddin | Group Founder
Innovative Property Consultants Group | Sales and Leasing
Jameson Sothebyâ€™s International Realty
425 W. North Ave. | Chicago, IL 60610 â€¨
O: 312.335.3230 | C: 312.437.7799 | F: 847.805.6030
"Locally Known, Globally Recognized"
If you have specific buildings in mind, feel free to email me the addresses and I am happy to give you any insight I have on rental restrictions.
Best of luck!