first of all how long ago was the BK and was it a 7 or 13, and have you looked at your credit to make sure that everything has cleared the BK . Many times, all of the issues have not been resolved, and make sure you have the BK documents as you will need them as well. and have you re established credit since BK..

Hello Becky, For FHA, Foreclosure: Completed within three years of loan application. BK: chapter 7 or 13 discharged within 2 years of loan application. If you should have further questions please feel free to contact me. Warmest Regards.