Home Buying in Allentown>Question Details

Dina, Home Buyer in Allentown, PA

If you find a house that you are about to make a offer what are important questions to ask about the home?

Asked by Dina, Allentown, PA Sat Feb 7, 2009

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Many questions about a home that you might want to know the answer to are included in the Sellers' Disclosure form that is recommended by the New Jersey Division of Consumer Affairs. NJ law does not require sellers to use this form, but I believe that if a seller is not willing to fill out this form (especially if such a request is made by the buyers when the seller hasn't filled it out on their own as part of the process of marketing the house) that this should raise some red flags for the buyer. If you would like me to email you a copy of this form, let me know.


Kelly Gordon, Broker-Associate
Sales Manager
Weichert, Realtors
22 Henry Street
Basking Ridge, NJ 07920
office: 908-766-7500
cell: 908-963-3129

There's still time to register for our next "Real Estate Market Update" Seminar on Thursday, February 19th, 2009 at 6:30pm. Email me now to reserve a seat!
0 votes Thank Flag Link Sat Feb 7, 2009

Begin by requesting the "seller's disclosure information."

Also, many real estate companies will request the home sellers to complete a list of "frequestly asked questions" Ask for this document, it will provide useful information that may include:

monthly ecectric bill
average water bill
insurance costs
do you have a termite contract?
Is there a home owners association?
what are the annual fees?
Is a home warranty being provided?
How old are the appliances?
How old is the roof, pool, furnace, AC?
Who was the builder?

Good luck with your search.

The Eckler Team
0 votes Thank Flag Link Sat Feb 7, 2009
In addition to obtaining and reviewing all disclosures for the property, ask your agent to conduct a market analysis to ensure the property is priced right. A market analysis will tell you where your property compares with similar recently sold properties, those under contract, and other active properties.

Nancy Murray
Colorado Springs, CO
Search for Colorado Springs properties at: http://www.searchd20homes.com
0 votes Thank Flag Link Sat Feb 7, 2009
Work with buyers agent who can speak direct with listing agent disclosure any all of your questions. Seller should IF LIVED in property have a disclosure statement which should disclose any of your concerns. GREAT QUESTION.
Web Reference: http://www.lynn911.com
0 votes Thank Flag Link Sat Feb 7, 2009
Well said William! It is true Dina, in most cases it is the seller that pays commission to both listing and selling agents - and so for the substantial guidance, service and support you receive, you pay nothing.

Jeannie Feenick
Search and connect at http://www.feenick.com
Web Reference: http://www.feenick.com
0 votes Thank Flag Link Sat Feb 7, 2009
Dina: Ask your Realtor. That's what we do. Buying a FSBO? That's why you are on your own. Saves a great deal of money, supposedly but for who? And if an important aspect is missed, or a step not taken, how will you know?
0 votes Thank Flag Link Sat Feb 7, 2009
Hi Dina, BEFORE you make your offer, have your agent ask for the Seller's Disclosure - a standard document in which the seller will answer questions about the home - it should tell you the age of various systems, like furnace, a/c, hot water heater; the age of the roof, knowledge the seller has about additions/improvements and whether permits were secured for work they have done, knowledge of any water issues. Additionally, ask for a copy of the survey if you don't have it already - it will show whether there are any easements etc. This will also become clear in the process of attorney vetting, but best to understand any possible wrinkles before you enter into a contract.

Also, for budgeting purposes you may want to know an average cost for utilities. Is the tax number on the MLS current? -- do they know what the taxes will be for 2009?

In short, there are no questions that shouldn't and can't be asked - the seller may or may not have an answer, but I always say to buyers, surface any questions you have and we'll do our best to get them answered.

Good luck to you Dina. What an opportunistic time to buy!

Jeannie Feenick
Search and connect at http://www.feenick.com
Web Reference: http://www.feenick.com
0 votes Thank Flag Link Sat Feb 7, 2009
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