If you apply for a mortgage can you change your mind without hurting your credit

Berylk
Home Buyer
46239

Answers (3)
Tim Diersing
Mortgage Broker
or Lender

Indianapolis, IN

Berylk, It doesn't look like anyone answered your question! Yes you CAN change your mind after applying for a mortgage. The only damage done (temporary) is the inquiry the mortgage company made with the credit bureaus. Of course if you are contractually obligated to complete the transaction that is a different story. If you have a scenario you would like to discuss please let me know. Thanks!

Tue Jun 23 2009, 14:57
Tony Wilson
Agent
Plainfield, IN

If you need to check rates of an alternative mortgage lender with ease, go to: http://www.BestRateToday.info

It is quick and easy! Good luck!

Sun Jun 21 2009, 11:51
Marita Topmiller
Broker
Carmel, IN
FIRST ANSWER

Berylk,

If you are going to buy a home, lenders expect that you will apply several places
before settling on a lender. If you want the name of a dynamite lender who is
very smart and flexible, with VERY low closing costs, call Jan Johnson at
Union Savings Bank - 865-6568. Tell her Marita sent you.

Marita Topmiller
Broker/Realtor
513-4652

Fri Jun 19 2009, 13:20

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