You may still be able to work things out on this home, if you want. Your concerns are valid, and in my view, must be addressed before you move on.
All the best,
The purchase agreement is expired, he has verbally extended it with the seller but not with me, and the original purchase agreement also states that no verbal agreements or understanding are binding between either parties.
It doesn't make any sense that the loan officer would allow all these VA loan requirements be pursued if you don't have a valid purchase agreement on the table. The termite inspection may have been sent to the seller if seller paid for the termite inspection and not you.
That would answer part of your question.
The Contract which expired in November; was that the Contract to buy the House or a Contract with the Agent?
What do you want to do? Do you still want to buy the house?
It sounds like you are OUT of the Purchase!
Good luck and may God bless