They are not suppose to let you see it.
They are suppose to let you know which credit report or reports they looked at so you can get your own copy.
On the other hand some nice lenders would like to help you fix your credit issues so down the road you can then purchase. Good Lenders will work with you to aid you in fixing you credit woes if they know you have intention of buying a home in the near future.
Harold Sharpe - Broker
So Cal Homes Realty
California Department of Real Estate Broker License # 01312992
If you were denied credit based upon the credit report, under certain conditions you may be entitled to see a copy of the report. Here are some links to resources addressing the Fair Credit Reporting Act: http://www.ftc.gov/os/statutes/fcrajump.shtm
Hope that helps.
You can also get a FREE report once a year from the credit reporting agencies.
(not freecredit report.com).
Best of luck to you!
Kawain Payne, REaltorI
You will have to request this yourself. Additionally, everyone is entitled to at least one free annual credit report. You can contact https://www.annualcreditreport.com/cra/index.jsp and receive a free copy that way. But I would start with the company/s that the investor used first as you are entitled to receive a free copy from them or any company who has denied you credit. Good luck.
By law they have to give you a copy if you request it. You can keep a copy and show to other lenders that inquire about running your credit. It is valid for 30-90 days. Contact in anytime if you need help here in Jurupa Valley. I'm a local resident and specialist in the 92509.