Yes there are, it is all in the way that the contract is written up. You can ask the seller to pay all of the closing costs, and if they agree then you can come to the table with no money out of pocket.
The answers you are receiving do not seem to be cut and dry... Truly, if purchasing with cash, your closing costs should be minimal - one of the benefits in purchasing cash. It should also speed up the closing process as well. Please do not hesitate to contact me for additional info: 850-776-6091 or HeatherMaloneSellsHomes@gmail.com
Yes, the buyer's closing costs in Florida can be roughly 3% plus pre-paid like insurance. However, it's possible to have the seller cover the closing costs and pre-paids "if it is stated in the contract".
Main Street Properties
Yes, but most are optional such as survey, title insurance, and inspection fees. If you pay cash you have the option to self insure the structure but may be required to carry liability. Mandatory closing costs will be the prorated taxes and recording fees.