It does not belong to the bank yet.
It belongs to an owner.
find the owner to make an offer.
Make sure you know what you are doing.
Harold Sharpe - Broker
So Cal Homes
California Department of Real Estate Broker License # 01312992
You may not have a RofR after the Foreclosure date (date of Trustee Sale).
These are things you should check with a Real Estate Attorney.
You (also checkable) would need to pay any back payments, interest, and penalties.
The Attorney would be the person to represent you with your Lender too; for some reason, they tend to listen to them better.
Good luck and may God bless
Have a great day!
Short selling vesus foreclosure is a huge benefit to the majority of home owners due to CA state law.
if you need more help or personalized advice dont hestitate to call me for a private in office consultation