Home Buying in 21114>Question Details

Sedwick, Home Buyer in Baltimore, MD

If I'm buying a new home (primary residence) can I have it set up so my mortgage statements are mailed to my

Asked by Sedwick, Baltimore, MD Tue Apr 14, 2009

commercial mailbox and not the street address of the property?

Help the community by answering this question:


Yes, you may receive your mail wherever you wish and many prefer a PO Box. This should not affect your primary residence status. However, your lender and insurance company will likely want to send their first correspondence directly to the home.
0 votes Thank Flag Link Fri Aug 3, 2012
That should not be a problem. Your mailing address does not have to be your physical address. However, your lender may require you to sign a statement at settlement indicating that you intend to occupy the home.
0 votes Thank Flag Link Tue Jun 15, 2010
You shouldn't have any problem with this after your loan is approved and closed. Simply contact the servicer when you receive your information package and set it up properly. Going paperless would be an even better option for you and the trees.

I understand where your thoughts on this are coming from though as Underwriter's have a tendancy to question your intention of it being a primary residence and not an investment purchase when the mailing address varies from the property address itself.
Web Reference: http://www.myloanladies.com
0 votes Thank Flag Link Thu Apr 16, 2009

Jon Tucker with RE/MAX 100. Yes you can, just have your mortgage servicer change the billing address.

If you are interested, I would like to work with you to a home in Maryland. Thanks, Jon Tucker, 443.538.4316, TuckerRealty@comcast.net, http://www.JonTuckerHomes.com.
0 votes Thank Flag Link Wed Apr 15, 2009
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