Since it is in pre foreclosure the offer goes to current owner. They may in turn approach bank if it will be a short sale.(and they dont have the funds needed to cover shortage) . While a Realtor might be helpful, it may not be needed (just be sure you have a good attorney and inspection company).

Paul,
The short answer is yes you can. If your offer would payoff the outstanding mortgages, then it's a straight sale. The is not common in the current market, but a possibility. If your offer would not payoff the mortgage balance, then you need the help of a professional who understands the issues and complexities of completing the short sale process. Check out http://www.CDPE.com to find a Certified Distressed Property Expert in your area. Hope this helps. Good Luck

Brent Mullins
RE/MAX Commonwealth
http://www.SearchRichmondRealEstate.com
http://www.ForeclosureHelpInRichmond.com