Hi Raj, if you wish to not use a real estate agent, you can tell the listing agent you would like to make an offer on the property. First you will want to find out what the value of the home REALLY is, and you will want to be familiar with your rights as a buyer, and beware of all the disclosures and contigency's involved so you don't lose your deposit if things don't work out. Also, have you already secured a loan?

The benefit of working with a buyer's agent is that the agent can work with you through the process, and represent your best interests, ie. submitting a strong offer, protecting your rights, and making sure all paperwork (there's lots of it) is submitted properly. The listing agent has a fiduciary duty to the seller, so representing you is contradictory to his contract with the seller.

If you need assistance, I would be happy to help,
Jeremy Lehman
Century 21 Beachside
Jeremy@LehmanHomes.net

Hi Raj... Find a good REALTOR you feel comfortable with, sign a Buyer Representation agreement with the REALTOR, it's the only way for you to be sure the REALTOR is looking out for your best interest. All other agents are obligated to safeguard the sellers best interest. The REALTOR can run a CMA for you, that way you have a good idea of what to offer. Make sure you get a home inspection from a reputable inspector. Your REALTOR may be able to nego a seller concession for closing costs.
Dutch
team.haley@gmail.com

The first thing you want to do is find a Realtor who will help you write up and submit and offer to purchase. He will help you every step of the way, inspections, appraisals and the negotiation process. It is always the smart thing to do having someone looking out for your best interest.